Announcement

National Financial Literacy Symposium 2026
(NFLS2026)

Kuala Lumpur, Malaysia

October 2026

Theme: Financial Literacy and Well-being

In October, the Financial Education Network (FEN) will host the National Financial Literacy Symposium (NFLS) 2026 in Kuala Lumpur, Malaysia. This symposium aims to bring together leading academicians, scholars, researchers and industry experts to share knowledge, present innovative ideas and discuss the latest developments in financial literacy. 

In addition, the symposium will provide excellent opportunities for academicians and industry professionals to showcase their work, engage in meaningful discussions and network with local and international participants. 

As part of NFLS 2026, a Call for Papers will be launched to invite scholarly contributions and research insights that address financial literacy challenges and opportunities. This initiative seeks contributions from academicians and researchers to enrich discussions on financial education, behavioural insights, policy development and digital solutions.

Accepted papers will be presented during the symposium, providing authors with visibility among policymakers, educators, and financial industry leaders. The goal is to foster actionable insights and collaborative strategies to strengthen financial literacy nationwide. 

AWARDS

The Conference Organiser will confer e-Certificate for Best Paper Award to qualified paper(s) as recommended by the Scientific Committee panel. 

Three (3) Best Paper Awards with RM1,000 cash prize for each paper. 

PUBLICATION

Selected papers will be invited for further review and consideration for publication in the edited book by UM Press. 

Sub-Topics

1. Financial Inclusion & Vulnerable Segments
    - Financial inclusion
    - ⁠Financial behaviour & household financial decisions
    - ⁠Vulnerable groups (self-employed, gig workers, MSMEs, youths, B40, etc.)
    - ⁠Informal, platform-based & precarious workers
    - ⁠Role of informal networks (family, community, religious groups) in shaping financial habits

2. Financial Literacy, Education & Behavioural Insights
    - Digital financial literacy
    - ⁠Islamic financial management and Islamic financial literacy
    - ⁠Consumer financial behaviour and behavioural insights
    - ⁠Investigating behavioural interventions that bridge knowledge–action gaps
    - ⁠Developing culturally sensitive & community-responsive financial education programmes

3. Consumer Protection, Fraud & Market Conduct
    - Financial fraud and scams
    - ⁠Consumer protection and behaviour in financial product choices
    - ⁠Behavioural insights for design of safe & effective financial products

4. Policy Design, Evaluation & Evidence-Based Interventions
    - Effectiveness of financial policies and programmes (including measurement & evaluation)
    - ⁠Policy, behavioural or design-based interventions
    - ⁠Evidence-based interventions & programme evaluation
    - ⁠Knowledge translation & policy engagement

5. Ageing, Retirement & Social Protection
    - Retirement adequacy & behaviour
    - ⁠Social protection systems
    - ⁠Ageing population trends
    - ⁠Sustainable and innovative long-term care insurance models

6. Technology, Data & AI
    - Impact of digital financial tools on financial behaviour
    - ⁠Impact of artificial intelligence on financial literacy, inclusion & decision-making
    - ⁠Data ecosystems and research infrastructure for financial capability

•  Other relevant topics may also be accepted as determined by the NFLS 2026 Committee.
•  Papers must be written in English.

REGISTRATION AND SUBMISSION

Participant/Presenter Registration
1. If author have not registered with ConfBay before, click on "Register" and follow the instruction shown on the screen
2. If author have registered with ConfBay in a previous conference, you may use the same ID and Password to Log In

Online Paper Submission
1. After logging in, author will be able to submit the paper through the Online Submission System.
2. Click on the "My Submission" menu and follow the instructions shown on the screen.
3. Author will receive a notification email if submission was successful.

Contact Person

Telephone: +03-7956 0075 (Malaysian Economic Association/Persatuan Ekonomi Malaysia)
Email: research@akpk.org.my

Address: 
1.  Research Development Department
     Level 6, 
     Agensi Kaunseling dan Pengurusan Kredit, 
     Menara Aras Raya, 
     Jalan Raja Laut, 50350, Kuala Lumpur

2.  Persatuan Ekonomi Malaysia (Malaysian Economic Association)
     New Block, Faculty of Business & Economics, 
     Universiti Malaya, 50603 Kuala Lumpur, Malaysia